Liberty Group operates this website (the "Website") to provide information, related features, and services (the "Service").
You may not access or use the Website for any purpose other than it has been made available. You represent and warrant that you will not use the Website for any illegal or unauthorized purpose or in violation of any applicable law or regulation and that you have the legal capacity, are not a minor in the jurisdiction in which you reside (or if you are a minor, you have received parental permission to use the Website), and will not access the Website through automated or non-human means.
This Website is hosted in the United States. Users accessing this Website from outside the United States may be subjecting themselves to United States law, which may differ from their local laws, including those that govern personal data disclosure, collection, and use. By transferring certain personal information through this Website to the United States, users consent to the transfer of such personal data and the application of United States law.
Limitation of Liability
By using the Website, you acknowledge that your use of the Website is at your sole risk. You understand and agree that under no circumstances will the Company be liable for any damages whatsoever, including, but not limited to, (1) any direct, incidental, consequential, exemplary, or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of data, programs or information, and the like) arising out of the use of or inability to use the Website, the Service, or the information or content provided therein, (2) any claim attributable to errors, omissions, or other inaccuracies in the Website, the Service and/or information or Content contained therein or downloaded through the Website, (3) unauthorized access to or alteration of your transmissions or data, (4) statements or conduct of any third party on the Website or the Service, or (5) any other matter relating to the Website or the Service, even if the Company has been advised of the possibility of such damages. Some of the above limitations may not apply to you because some states do not allow the exclusion or limitation of liability for consequential or incidental damages. In such states, the company's liability is limited, and warranties are excluded to the greatest extent permitted by law.
Notice of Restrictions On Your Use
Disclaimer of Warranties, Correction of Errors & Inaccuracies
By using this Website, you expressly agree to assume total responsibility and risk for using the Website and the Service. The Company makes no express or implied warranties, representations, or endorsements concerning the Website or Service. By agreeing to grant you access, the Company does not obligate ourselves to do so or maintain this Website or maintain it in its present form. The information on the Website may contain typographical errors or other errors or inaccuracies and may not be complete or current. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. The Company does not warrant that the functions performed by the Website or the Service will be timely, secure, or uninterrupted or that defects, errors, inaccuracies, or omissions in the Website or the Service will be corrected. Content, including but not limited to research, market valuations, calculations, estimates, or any other material presented, was obtained from sources believed to be reliable. We are not responsible or liable for the correctness of any such material or for any loss, damage, delay, or failure to act caused by any source beyond our reasonable control.
The Company does not warrant the accuracy or completeness of the information or Content provided by the Website or the Service or that any errors in the information or Content will be corrected. The Website, the Service, and the information or Content are provided on an "as is" and "as available" basis. The Company expressly disclaims all warranties of any kind - express, implied, statutory, or otherwise, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, concerning the Website, the Service, or any information or Content contained therein, including third-party information. And shall not be liable for any loss or damage arising directly or indirectly from any use of the Website, the Service, or any information or Content contained therein. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all information or Content provided by the Website or the Service. We expressly reserve the right to modify, suspend, or terminate your access privileges. You agree and understand that we may, in our sole discretion and without any prior notice, close this Website, deny you access to it, delete any files you may maintain at this Website or any information you may choose to post here.
Exclusive & Proprietary Content
All information available through this Website is the property of the Company or its information providers and is protected by copyright and intellectual property laws. All rights reserved. You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the information be used to create, promote, trade, or market financial instruments or products without the Company's express written consent or its licensors. You are entitled to use the information it contains for your private, non-commercial use only.
Online Privacy & Tracking Practices
Handling of "Do-Not-Track" Signals
The California Online Privacy Protection Act and other consumer protection laws provide that a website operator must: "Disclose how the operator responds to Web browser "do not track" signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer's online activities over time and across third-party Web sites or online services if the operator engages in that collection." We do not engage in this type of collection.
Other Important Disclaimers, Disclosures & Information
Liberty Wealth Management, LLC ("LWM") provides investment advisory and planning services to investors who become clients under a written agreement between the client and LWM, the registered investment adviser. Clients are urged to compare information provided in any statements received from LWM with those they receive from their qualified custodian(s) with whom they will open an account at the time of relationship inception for any formal accounting, including a determination of their tax status or preparation of tax returns. Before making any investment or hiring any investment manager, investors should consult with a professional financial advisor, legal, tax, or another advisor as necessary to aid in due diligence as proper for their situation and to decide the suitability of the risk associated with any investment. Investors must make their own financial and planning decisions based on their specific due diligence, investment objectives, financial and individual circumstances. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. For a complete discussion of our services, please contact your Advisor Representative.
This Website may contain forward-looking statements, which reflect our current views concerning, among other things, the operations and performance of our businesses. You can identify these forward-looking statements by the use of words such as "outlook," "potential," believe," "continue," "expect," "may," "should," approximately," "seek," "predict," "intend," "will," "estimate," "plan," "anticipate" or the negative version of these or other comparable words. Forward-looking statements are subject to various uncertainties and risks. Therefore, there are or will be important factors that could cause actual results or outcomes to differ materially from those indicated in such statements. We undertake no obligation to update or review any forward-looking statement publicly, whether as a result of future developments, new information or otherwise.
Hyperlinks & Third-Party Website Content
Investors cannot invest directly in an index. Any comparisons to indices are presented to provide you with an understanding of their long-term historical performance and are not presented to illustrate the performance of any security. The inclusion of market or composite indexes, benchmarks, or other measures of relative performance in the various risk/return charts does not imply that such indexes are appropriate performance measures for a client's portfolio but instead are used solely to illustrate the risk and return characteristics of select market indexes during the period. An index's performance does not reflect the deduction of transaction costs, management fees, or other costs and expenses, which would reduce returns. Comparative indexes are unmanaged. References to market or composite indexes, benchmarks, or other measures of relative market performance (indexes) over a specified period are provided for information only. They do not imply that a portfolio will achieve similar returns, volatility, or other results. An index's composition may not reflect how a portfolio is constructed about expected or achieved returns, portfolio guidelines, restrictions, sectors, correlations, concentrations, volatility, or tracking error targets, all of which may change over time. Because of the differences between the client allocations and any indices shown, LWM cautions investors that no index is directly comparable to the performance demonstrated since each index has unique results and volatility. Such an index should not be relied upon as an accurate comparison.
Legal, Tax & Other Professional Advice
The materials on the Website, including, without limitation, any news articles, referenced data, and other firm-specific details, are for informational purposes only and do not constitute financial, legal, tax, or other professional advice, nor do they represent that the outcomes described herein will result in any particular tax or legal consequence. The material or transactions discussed on this Website are for information purposes only. It does not necessarily reflect LWM's current investment philosophy or process. The information contained herein does not consider the particular investment objectives or financial circumstances of any specific person who may view it. Before investing, you should consult with a qualified professional - a competent financial, legal, or tax advisor, or another, to aid in due diligence as proper for your situation to determine the suitability of the risk and tax consequences associated with any investment. Your financial and planning decisions must be based on your specific due diligence, investment objectives, economic, risk tolerance, and individual financial and personal circumstances. LWM assumes no responsibility for the tax consequences to any investor of any transaction. Although LWM may provide summary information regarding investments or an offering, it is not providing "due diligence" on any investor's behalf and is not responsible for their final investment decisions. Nothing on this Website should be considered an offer or a solicitation to purchase or sell any particular securities offering or construed as a recommendation to buy or sell any financial vehicle
All investments involve risk and may lose money. This Website's content exposes you to ideas and financial vehicles that may help you work towards your financial goals. Please understand that no promises or guarantees are made that you will accomplish such goals. Any historical or expected returns and probability projections reflected herein are provided for informational and illustrative purposes only. Past performance is no guarantee of future results, and any expected returns or hypothetical projections presented may not reflect actual future performance.
Furthermore, past returns may reflect the performance of assets for a finite time or during a period of extreme market activity. Asset allocation cannot eliminate the risk of fluctuating share prices or uncertain returns, and periodic investment plans do not assure a profit or protect against loss in declining markets. Diversification does not eliminate the risk of market loss. There can be no assurance that an investment or any projected or actual performance presented will lead to any projected results shown or perform in any predictable manner. It should not be assumed that you will experience returns in the future, if any, comparable to any shown or that any or all investors experienced such returns. Past performance is no guarantee of future results, and any expected returns or hypothetical projections may not reflect actual future performance. Past returns may reflect the performance of assets for a finite time or during a period of extreme market activity. There can be no assurance that an investment or any projected or actual performance shown herein will lead to the projected results or performance in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or any or all of Fund investors experienced such returns. Projected and hypothetical performance is intended to show only an expected range of possible investment outcomes. It may not consider the effect of taxes, future investment decisions, or other factors. Projected and hypothetical performance does not represent actual investor returns or actual investment activity and may not reflect the effect of material economic and market factors. Investors may experience different results from any hypothetical results shown. There is a potential for loss and gain, not reflected in any hypothetical information portrayed. Hypothetical performance results typically do not represent actual trading results using investor assets; they are usually achieved using the retroactive application of a model designed with the benefit of hindsight. Investors should carefully review the additional information presented by LWM for complete details on the investment offerings the Adviser represents.
As noted within LWM's Form ADV Part 2A, neither the Adviser nor any of its Advisor Representatives will ask for or accept voting authority for client securities; clients will receive proxy material directly from the issuer of the security or their custodian.
Risks of Investing
Investing in securities involves the risk of loss, including the possible loss of principal - the risk that the value of securities, when sold or otherwise disposed of, may be less than the price paid for the securities. Further, depending on the distinct types of investments, varying degrees of risk will exist that an investor should be prepared to bear. Volatility from investing can occur. The success of investment activities will be affected by global, national, and local economic and market conditions. The value of an investor's account can, at any time, be worth more or less than the amount invested. Even when the value of securities sold is greater than the price paid, there is the risk that appreciation will be less than inflation. The purchasing power of the proceeds may be less than the purchasing power of the original investment. LWM does not represent or guarantee that its services or analysis methods can or will predict future results, successfully identify market tops or bottoms, or insulate clients from losses due to market corrections or declines. Past performance is not indicative of future results, and there can be no assurance that a client's investment objectives will be obtained. No inference to the contrary should be made; there can be no guarantee of the success of the strategies offered by LWM. No representation is made that any investment or transaction will or is likely to achieve profits or losses similar to those produced in the past or that significant loss will be avoided; no assurances or guarantees are given regarding the performance of any investment. Diversification does not eliminate the risk of market loss. Asset allocation cannot eliminate the risk of fluctuating share prices, and uncertain returns and periodic investment plans do not assure a profit or protect against loss in declining markets. Any historical or expected returns and probability projections reflected herein are provided for informational and illustrative purposes only. There are numerous risks involved with investments, and prospective investors should consider all risk factors before investing. There can be no assurance that investments will achieve objectives; results may vary substantially.
Clients should confer with their tax advisors regarding the tax consequences of investing in any investment. Clients and their tax advisors are responsible for how the transactions conducted in an investment account are reported to the IRS or any other taxing authority on the client's tax returns. LWM assumes no responsibility for the tax consequences to any client of any transaction.