401(k)
Beyond the Forgotten 401(k): Transforming Neglected Savings into Retirement Readiness
In the landscape of personal finance, the 401(k) stands as a testament to long-term savings and retirement planning. Most employees embark on this journey with enthusiasm, opening 401(k) accounts to…
Read MoreEstate Planning Essentials: The Impact of Step-Up in Basis on Your Legacy
Navigating the financial implications of investments and estate planning is crucial for savvy financial management, especially when it comes to understanding “cost basis” and the significant impact of a “step-up…
Read MoreThriving Beyond 100: The Blue Zones Financial Blueprint for Longevity
In a world where the quest for a longer, healthier life is universal, the remarkable communities known as Blue Zones offer invaluable insights. These unique regions, where people live significantly…
Read MoreMastering Money Management: Tips for a Simpler Financial Journey
In today’s fast-paced world, managing finances has become more complex than ever. With an array of financial products, investment options, and ever-changing economic scenarios, navigating the intricacies of modern financial…
Read MoreTax-Deferred vs. Tax-Free: Knowing the Difference
Navigating the world of investments can often feel daunting, especially when it comes to knowing the impact of taxes on your hard-earned money. Two key concepts that stand as cornerstones…
Read MoreImproving Financial Literacy in Your 30s: A Decade of Smart Money Moves
As you enter the vibrant decade of your 30s—filled with potential and challenges, from finding the right career and company and basic retirement planning to possible homeownership and paying off…
Read MoreWhat Is 401(k) Vesting?
Last Updated: February 12, 2025 Employer matching of 401(k) contributions is a common employee benefit. If you work for an employer that matches 401(k) contributions, your retirement account can grow…
Read MoreHow a Mega Backdoor Roth Conversion Works
Last Updated: March 13, 2024 It’s no secret that Roth individual retirement accounts (IRAs) have several major benefits—after-tax contributions to your IRA account offer tax-free growth and distributions later in…
Read MoreHow to Roll Over Your 401(k)
Last Updated: April 9, 2024 Let’s start with what a 401(k) rollover is. When you transfer a balance from a previous existing 401(k), likely from a company you’re no longer…
Read More4 Options for Your 401(k) When You Leave a Job
Last Updated: March 7, 2024 So, you’ve left your job…now what? A white paper from Capitalize, a 401(k) rollover fintech company, found that American employees have “forgotten” about or left…
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