Joe Biden and Kamala Harris winning the 2020 election could have both a direct and indirect effect on your finances. One of the direct financial changes that may take effect following Joe Biden’s presidency are changes to the tax code. Biden’s tax plan is to raise taxes on those with higher income.     Listed…

Here are 7 strategies you can use besides deductions and credits to cut your tax bill: Tweaking your W-4 to increase your withholding if you have a huge tax bill. Decrease your withholding if you received a huge refund. Putting Money directly from your paycheck into a 401(k). This prevents the IRS from taxing whatever…

This week on the podcast we talked about how to prepare your investment portfolio for the 2020 Election Season! Here are the 4 Steps to Success that we outlined throughout the week. Step 1: Use Diversification and Non-Correlating Assets A diversified portfolio is the concept of investing in a wide variety of assets to reduce…

Have you recently been offered a package from your company asking you to leave or retire? There are many companies doing this to employees to save money. Often people accept them without figuring out if it is a good decision or not. Below, are three options that you can do with your 401k!

Most of our clients want to learn ways to increase income, reduce taxes and not run out of money while minimizing market risk and unnecessary fees. This informational program addresses the facts…the good, the bad and the small print. You will learn how to avoid the most common mistakes to help make sound financial decisions.…

You have investing and retirement questions. We have answers. Now you can enjoy Protect Your Assets and financial advice 24/7 hands-free on your smart speaker or smartphone! Protect Your Assets is a new voice app available on Alexa and Google Assistant. You can talk to David Hollander, “The Sandman” and access our podcast and most requested…

As you may know, probate is the legal process of “proving” a will after someone’s passing. Often times this process can take months, even years to resolve or conclude. Once probate begins after a person dies, that person’s assets become part of his or her estate unless those assets were co-owned by someone else, such…

What are the benefits of fixed index annuities? Could a fixed index annuity make sense for your retirement portfolio? These questions are ones that come up more frequently as the options in Fixed Index and other types of annuities become more popular as a way to generate income in retirement. Exploring this type of product…