Retirement Income
The 4% Withdrawal Rule in Retirement: Is It a Bad Idea?
One of retirees’ greatest fears is running out of money.1,2 Some of the key questions as you prepare for retirement are, how much money will I need to retire? Will…
Read MoreDiversification: What It Is and Why It Matters to Your Portfolio—and Financial Future
The stock market and investing, in general, can come with high highs and stomach-churning lows. Knowing where to invest your money and how much to invest is a complicated interplay…
Read MoreRequired Minimum Distribution: What It Is and How to Calculate It
Required minimum distributions are important to your overall income strategy in retirement, but the rules can be complex, especially if you have multiple retirement accounts. Read on for more about…
Read MoreInspiring Women in Retirement: How to Ensure You’re on the Right Path
What you should know, key planning elements & why men should listen up, too! Planning for retirement and beginning this stage of life is multi-layered. It’s true that 90% of…
Read MoreWhat Is 401(k) Vesting?
Employer matching of 401(k) contributions is a common employee benefit. If you work for an employer that matches 401(k) contributions, your retirement account can grow faster. For example, let’s say…
Read MoreSix Thrift Savings Plan Mistakes to Avoid
If you work for the federal government or serve in the armed forces, you have access to a retirement and savings plan called a Thrift Savings Plan (TSP). According to TSP.gov,…
Read MoreFive Tax-Advantaged Investments to Consider for Your Portfolio
Benjamin Franklin, one of the founding fathers, once famously said: “… in this world, nothing is certain except death and taxes.” While these words hold some weight, they’re not entirely…
Read MoreFive Ways to Maximize Social Security Benefits
Social Security provides a guaranteed fixed income to many retirees, helping pad their retirement savings and income. But did you know there are strategies you can use to max out…
Read MoreSix Ways to Generate Income in Retirement
Do you know if you will have enough money during retirement to cover the cost of your housing, food, entertainment, and other activities you enjoy? You need money to enjoy…
Read MoreHow a Mega Backdoor Roth Conversion Works
It’s no secret that Roth individual retirement accounts (IRAs) have several major benefits—after-tax contributions to your IRA account offer tax-free growth and distributions later in life, and there are no…
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