Retirement Income
How to Roll Over Your 401(k)
Last Updated: April 9, 2024 Let’s start with what a 401(k) rollover is. When you transfer a balance from a previous existing 401(k), likely from a company you’re no longer…
Read More4 Options for Your 401(k) When You Leave a Job
Last Updated: March 7, 2024 So, you’ve left your job…now what? A white paper from Capitalize, a 401(k) rollover fintech company, found that American employees have “forgotten” about or left…
Read MoreTraditional vs. Roth 401(k): Why You Might Want Both
Last Updated: March 7, 2024 There is one key factor to consider when deciding which type of 401(k) to contribute to: tax implications—both now and later. Retirement planning involves balancing…
Read More18 Things You Should Know About 401(k)s
Last Updated: March 7, 2024 Before starting a new job, one of the key questions you’ve likely inquired about is your company’s 401(k) benefits. When you start the job, you’ll…
Read MoreRetirement Accounts Explained
Last Updated: March 7, 2024 Retirement is one of the biggest expenses you’ll have in your life, with one of the longest savings periods of your lifetime, too. Although there…
Read MoreThe 4% Withdrawal Rule in Retirement: Is It a Bad Idea?
Last updated: 02/28/2024 One of retirees’ greatest fears is running out of money.1,2 Some of the key questions as you prepare for retirement are, how much money will I need…
Read MoreRequired Minimum Distribution: What It Is and How to Calculate It
Last updated: 02/28/2024 Required minimum distributions are important to your overall income strategy in retirement, but the rules can be complex, especially if you have multiple retirement accounts. Read on…
Read MoreDiversification: What It Is and Why It Matters to Your Portfolio—and Financial Future
Last updated: 02/28/2024 The stock market and investing, in general, can come with high highs and stomach-churning lows. Knowing where to invest your money and how much to invest is…
Read MoreHow to Avoid Emotional Investing
Last Updated: February 14, 2024 Money is personal—there’s no denying that. You’ve worked hard for it, and it touches nearly every aspect of your life. In the same vein, emotions…
Read MoreHow Retirees and Pre-Retirees Can Hedge Against Inflation
Last Updated: February 14, 2024 Today’s dollar buys far less than it did 10, 20, and 30 years ago—much like today’s dollar will not have the same purchasing power in…
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