Website Terms of Use
Liberty Group, Holdings, Inc., operates the following range of businesses through controlled entities, collectively referred to as Liberty Group (or LG): Hollander & Hollander, PC, Liberty Alternative Asset Management, LLC, Liberty Real Estate Management Company, LLC, Liberty Tax Planners, LLC, Liberty Wealth Management, LLC, DBA Liberty Group (LWM), and Lifetime Planning Marketing, Inc., DBA Lifetime Insurance Marketing (CA # 0F17020). Because LWM is registered with the United States Securities and Exchange Commission (SEC), it is subject to the federal securities laws and regulations referenced in this policy summary. The Company operates this Website to provide information, related features, and services (Service). The terms and conditions set forth herein (Terms of Use) constitute a legally binding agreement between the Company and you regarding the Company’s terms on which it offers you access to its Website. You may not access or use the Website for any purpose other than it has been made available. You represent and warrant that you will not use the Website for any illegal or unauthorized purpose or in violation of any applicable law or regulation and that you have the legal capacity, are not a minor in the jurisdiction in which you reside (or if you are a minor, you have received parental permission to use the Website) and will not access the Website through automated or non-human means. This Website is hosted in the United States. Users accessing this Website from outside the United States may be subjecting themselves to United States law, which may differ from their local laws, including those that govern personal data disclosure, collection, and use. By transferring certain personal information through this Website to the United States, users consent to the transfer of such personal data and the application of United States law. Please read these Terms of Use carefully before using our Website. By accessing and using this Website, you agree to be bound by the Terms of Use and all applicable laws and regulations governing the Website. If you do not agree with any of the Terms of Use, you are not authorized to access or use this Website for any purpose.
Website Terms of Use May Change Without Prior Notice
The Company reserves the right to modify these Terms of Use at any time without giving you prior notice. Following any such modification, your use of the Website constitutes your agreement to follow and be bound by the Terms of Use as modified. For this reason, we encourage you to review these Terms of Use whenever you use this Website. The last date these Terms of Use were revised was December 2, 2025.
Artificial Intelligence and Acceptable Use
The Website may include features or tools that incorporate artificial intelligence technologies. By using this Website, you agree not to input or upload confidential, proprietary, or personally identifiable information into such tools unless the specific feature is designated by Liberty Group as secure for that purpose. Any content generated by or with the assistance of artificial intelligence is provided “as is” and without warranties of accuracy, completeness, or fitness for a particular purpose. Artificial intelligence tools are not a substitute for professional or personalized investment, tax, legal, or financial advice. You remain solely responsible for verifying any artificial intelligence generated information before relying upon it. Use of artificial intelligence tools in connection with the Website must comply with all applicable laws, regulations, and intellectual property rights. Liberty Group maintains internal policies restricting employee use of artificial intelligence tools to ensure that client data and confidential information are not disclosed to non-secure or non-compliant platforms. Both clients and employees are expected to adhere to these limitations when interacting with artificial intelligence enabled tools in connection with our Services.
Information Security and Regulation S-P Compliance
LWM maintains an information security program designed to protect client information and to respond to unauthorized access to sensitive customer information, consistent with the requirements of Regulation S-P and the Gramm-LeachBliley Act. The program includes administrative, technical, and physical safeguards intended to protect the confidentiality, integrity, and availability of client information. In accordance with the amended Regulation S-P, LWM maintains a written incident response program designed to detect, address, and recover from unauthorized access to sensitive client information. When required, we will notify affected clients of an incident involving their information within the time period prescribed by applicable law. Nothing in these Terms of Use shall be construed to limit any rights clients may have under applicable privacy or information security laws.
Consent to Receive Electronic Communications
By providing your email address or other electronic contact information, you consent to receive required disclosures and documents electronically, including Form CRS, Form ADV Part 2A, Privacy Notices, and other regulatory communications. These may be delivered via email, secure client portal, or hyperlink. You may request a paper copy at no cost at any time by contacting us at 1-888-588-5818 or privacy@libertygroupllc.com. You may withdraw consent to electronic delivery at any time without penalty. Withdrawal will not affect the validity of prior electronic delivery. You are responsible for maintaining the means to receive and retain electronic communications, such as a computer or mobile device with internet access and the ability to open PDF files.
Limitation of Liability
By using the Website, you acknowledge that your use of the Website is at your sole risk. You understand and agree that under no circumstances will the Company be liable for any damages whatsoever, including, but not limited to, (1) any direct, incidental, consequential, exemplary, or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of data, programs or information, and the like) arising out of the use of or inability to use the Website, Services, or the information or content provided therein, (2) any claim attributable to errors, omissions, or other inaccuracies in the Website, Services and/or information or content contained therein or downloaded through the Website, (3) unauthorized access to or alteration of your transmissions or data, (4) statements or conduct of any third party on the Website or Services, or (5) any other matter relating to the Website or Services, even if the Company has been advised of the possibility of such damages.
Acceptable Use Policy
By accessing and using the Website, you agree to comply with our Acceptable Use Policy. The purpose of this policy is to ensure the proper and responsible use of the Website and to protect the interests of users and the integrity of our online presence.
Key requirements include:
• Lawful Use - users must comply with all applicable laws and regulations.
• Intellectual Property - users must respect the intellectual property rights of the content displayed on the Website.
• Content Integrity - users must not post false, misleading, defamatory, or offensive content.
• Security - users must not attempt to gain unauthorized access to any part of the Website, its servers, or associated systems.
• Linking and Third-Party Content - users should exercise caution when linking to external sites and comply with this policy.
Prohibited Content and Behavior
Users may not upload, transmit, or store any content through our secure systems or links that:
Key requirements include:
• Violates any local, state, or federal law, regulation, or ordinance, including material related to exploitation, obscenity, or hate speech.
• Contains malware, viruses, ransomware, or other malicious software.
• Violates intellectual property rights or infringes on third-party copyrights, trademarks, or patents.
• Includes unauthorized access to or use of private or confidential data belonging to other individuals or organizations.
Disclaimer of Warranties, Correction of Errors and Inaccuracies
By using this Website, you expressly agree to assume total responsibility and risk for using the Website and Services. The Company makes no express or implied warranties, representations, or endorsements concerning the Website or Services. The Website, Services, and the information or content are provided on an “as is” and “as available” basis. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.
Exclusive and Proprietary Content
All information available through this Website is the property of the Company or its information providers and is protected by copyright and intellectual property laws. All rights reserved. You may not reproduce, retransmit, disseminate, sell, publish, broadcast, nor shall the information be used to create, promote, trade, or market financial instruments or products without the Company’s express written consent. You are entitled to use the information it contains for your private, non-commercial use only.
Enforcement
If any part of these Terms of Use is determined to be invalid or unenforceable, it will not impact any other provision of these Terms of Use, all of which will remain in full force and effect. These Terms of Use are governed by and will be interpreted according to the laws of the State of California, without regard to any conflict of law’s provisions. Although you acknowledge that we will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in California, USA, regarding any and all disputes relating to these Terms of Use, the Company’s Privacy Policy, the Cybersecurity Policy Summary, the Electronic Communications Disclosure, any other website, Services, content or material contained therein.
Entire Agreement
These Terms of Use constitute the parties’ entire agreement to the subject matter hereof and supersede all previous written or oral agreements between the parties concerning such subject matter. No waiver by LG of any breach or default hereunder shall be deemed a waiver of any preceding or subsequent breach or default.