The 2026 Early-Year Tax Moves Guide 

Smart Steps to Start the Year with Clarity 

The beginning of the year is one of the most strategic times to review your financial and tax picture. Updated brackets, higher contribution limits, and shifting thresholds for 2026 shape how income is taxed and what planning opportunities may be available. Starting early gives you more flexibility and helps you make decisions with intention rather than urgency. 

This free guide outlines the key updates and early-year strategies many families find helpful as they map out their year. 

Inside the Guide, You’ll Learn: 

• Key tax updates for 2026: How this year’s brackets, contribution limits, and thresholds may influence your planning. 
• Why early-year planning matters: How January and February create an ideal window to adjust contributions, evaluate withdrawals, and revisit Roth strategies. 
• How to review your income picture for 2026: A simple way to project wages, Social Security, RMDs, and investment income before surprises occur. 
• When a Roth conversion may fit your goals: Why early-year clarity helps you evaluate the timing and amount of a conversion.
• Steps to organize your savings and documents: Practical reminders to help keep your plan on track. 

Why It Matters 

A thoughtful start in January often shapes the rest of the year. Early planning may help you: 

• Clarify your 2026 tax outlook 
• Align contributions, withdrawals, and charitable goals 
• Identify opportunities before income is locked in 
• Support your long-term retirement and legacy plans 

Fill out the form below to download your free guide!