Smart Year-End Financial Moves 

Tax, Investment, and Estate Planning Strategies to Consider Before Fall 

The most effective tax and financial strategies don’t happen in December. They happen now. 

Before the year wraps up, there’s still time to make intentional moves that can impact your tax bill, retirement plan, and long-term goals. This one-page checklist highlights key areas to review, while there’s still time to take action. 

Whether you’re a high earner, preparing for retirement, or already retired, this checklist is a practical tool to help you: 

• Identify time-sensitive tax strategies 

• Review your retirement contributions and deadlines 

• Evaluate gains, losses, and rebalancing needs 

• Consider charitable giving and estate updates 

• Maximize opportunities before options begin to close 

Get your free checklist of proactive planning moves to help reduce your tax burden, optimize your investments, and strengthen your financial plan before year-end.