The reality is that no market goes straight up without pulling back or correcting itself. The market can be an individual stock, an index such as the S&P 500 or Dow Jones Industrial Average, or a bond. It doesn’t matter the instrument; at some point, it will pull back—and that’s completely normal and relatively common.…

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Are you starting a business and wondering how to legally structure your business? According to the US Small Business Administration (SBA), about 600,000 new businesses are started each year. If you are starting a new business, it’s important to set it up using the appropriate entity that correlates with your goals for liability and taxation,…

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Social Security provides a guaranteed fixed income to many retirees, helping pad their retirement savings and income. But did you know there are strategies you can use to max out your monthly benefit? According to the Social Security Administration, the average monthly Social Security benefit payment is $1,536.94. The maximum monthly payment as of March…

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Do you know if you will have enough money during retirement to cover the cost of your housing, food, entertainment, and other activities you enjoy? You need money to enjoy a comfortable retirement, whether that be from a basic savings account, retirement account, or a variety of other sources. The reality is everything costs money.…

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