Financial Planning
Value vs. Growth Stocks: Which Category Is Better for Your Portfolio?
Last Updated: March 7, 2024 The common question—and debate—among stock market investors: Is growth investing or value investing better for your portfolio? Whether growth or value outperforms depends solely on…
Read MoreTraditional vs. Roth 401(k): Why You Might Want Both
Last Updated: March 7, 2024 There is one key factor to consider when deciding which type of 401(k) to contribute to: tax implications—both now and later. Retirement planning involves balancing…
Read MoreHow to Talk to Your Parents About Their Finances
Last Updated: March 7, 2024 Money can be a taboo topic in some families, especially when it comes to talking to your parents about their finances. But understanding your parents’…
Read More18 Things You Should Know About 401(k)s
Last Updated: March 7, 2024 Before starting a new job, one of the key questions you’ve likely inquired about is your company’s 401(k) benefits. When you start the job, you’ll…
Read MoreRetirement Accounts Explained
Last Updated: March 7, 2024 Retirement is one of the biggest expenses you’ll have in your life, with one of the longest savings periods of your lifetime, too. Although there…
Read MoreKey Highlights to Navigating Long-Term Care: What You Should Know
Last updated: 02/29/2024 The thought of long-term care (LTC) can feel a bit dismaying with so many questions to answer. What exactly is long-term care? How do you know if…
Read MoreHow to Protect Your Spouse From the Survivor Trap
Last updated: 02/28/2024 Losing a spouse is difficult enough without having to worry about your finances. Will your spouse be able to maintain their current lifestyle? Or will they have…
Read MoreShould I Pay Off My Mortgage Before I Retire?
Last updated: 02/28/2024 Homeownership generally means having a mortgage looming over you for 15–30 years—an intimidating thought for some. It’s only natural that you want to pay that debt off…
Read MoreThe 4% Withdrawal Rule in Retirement: Is It a Bad Idea?
Last updated: 02/28/2024 One of retirees’ greatest fears is running out of money.1,2 Some of the key questions as you prepare for retirement are, how much money will I need…
Read MoreRequired Minimum Distribution: What It Is and How to Calculate It
Last updated: 02/28/2024 Required minimum distributions are important to your overall income strategy in retirement, but the rules can be complex, especially if you have multiple retirement accounts. Read on…
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