Income
What Is an Annuity—and Why It May Be the Missing Piece in Your Retirement Plan
Do you consider yourself a good money saver? Do you live below your means? Do the market ups and downs make you nervous? If having safety in your retirement portfolio…
Read MoreInflation: What It Is and Why You Should Care
Have you ever heard your grandparent say, “I remember when a gallon of milk cost 30 cents!”? Shoot, you may even have examples from your lifetime! I remember when a…
Read MoreYou’re Young, So What? 7 Crucial Tips for Young People Beginning Their Financial Journey
You’re young, so what? Time is money. And, while cliché, there’s truth to those three words. If you’re a young adult, you might be asking yourself, “Why should this concern…
Read MoreWhat Is a Fixed Annuity?
The predictability and stability of a fixed annuity have made it a popular choice for some saving for retirement. Annuities offer a guaranteed income stream that can help supplement your…
Read MoreWhat Is a Variable Annuity?
Variable annuities can help you meet your long-term financial goals and provide a guaranteed income stream in retirement, but they are not without their drawbacks and considerations. It’s important to…
Read MoreDebit Versus Credit for Beginners: Benefits and Disadvantages
Have you ever been in the checkout line and overheard the cashier ask, “Debit or credit”? Have you ever been curious as to what this phrase means? Well, you’re not…
Read MoreReverse Mortgages: What They Are and If They’re Right for You
Millions of Americans are entering retirement encumbered with mortgages. The proportion of homeowners aged 65+ who still carry a mortgage doubled over the last 30 years—from 21% in 1989 to…
Read MoreHow Retirees and Pre-Retirees Can Hedge Against Inflation
Today’s dollar buys far less than it did 10, 20, and 30 years ago—much like today’s dollar will not have the same purchasing power in 10, 20, and 30 years…
Read MoreRequired Minimum Distribution: What It Is and How to Calculate It
Required minimum distributions are important to your overall income strategy in retirement, but the rules can be complex, especially if you have multiple retirement accounts. Read on for more about…
Read MoreIdeas for How Kids Can Earn Money
The importance of raising kids who understand basic concepts about money, finances, and investing can’t be understated. These lessons can carry through into adulthood, helping your money-savvy (grown) child make…
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