In 2021, the U.S. stock market experienced record years, despite the COVID-19 pandemic persisting. The S&P 500 had more than 70 all-time highs—second only to its performance in 1995—and gained 26.9% by years’ end. Similarly, the Dow Jones Industrial Average and Nasdaq had a great year, gaining 18.7% and 21.4%, respectively. Most economists agree that…

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