Taxes
How to Use Qualified Charitable Distributions to Lower Taxes in RetirementÂ
For many retirees, the transition from saving to withdrawing can feel bittersweet. After decades of building up retirement accounts, the IRS eventually requires you to start taking required minimum distributions (RMDs), even…
Read MoreExtra Deduction for Seniors 2025: What Turning 65 Means Under the One Big, Beautiful Bill Â
The One Big, Beautiful Bill became law in 2025 and quickly drew attention for freezing tax brackets and raising estate exemptions. Those headline changes shaped much of the early discussion,…
Read MoreCar Loan Interest Deduction 2025 for Retirees and Tax Planning TipsÂ
When the One Big, Beautiful Bill became law in 2025, much of the attention focused on its impact on tax brackets and estate exemptions. While those headline changes shaped early…
Read MoreRetirement Taxes on Overtime and Tips: What the One Big, Beautiful Bill Changed Â
When the One Big Beautiful Bill became law in July 2025, most of the focus landed on estate tax changes and frozen income brackets. However, tucked inside the legislation are two overlooked…
Read MoreRetirement Tax Deductions 2025: What Pre-Retirees Should Know About the One Big Beautiful Bill Â
The One Big Beautiful Bill (OBBBA), signed into law on July 4, 2025, made headlines for freezing tax brackets and raising estate exemptions. While those changes captured most of the…
Read More2025 Tax Deductions You Don’t Want to Miss: OBBBA Planning Strategies  Â
When the One Big Beautiful Bill Act (OBBBA) was signed into law, it locked in several tax provisions and introduced a handful of new benefits. While many changes are permanent,…
Read MoreRoth Conversions in 2025: Should You Act Before Tax Rates Change Again? Â
A Roth conversion allows you to move money from a pre-tax retirement account, such as a traditional IRA or 401(k), into a Roth IRA. Taxes are due on the amount…
Read MoreTax Planning for High Earners: Why Starting Before Fall Matters Â
Many high earners don’t start thinking seriously about tax planning until the end of the year. It’s easy to put off, especially when fall gets busy and other priorities take…
Read MoreLong-Term Risk Management: More Than Just InsuranceÂ
When people think about managing financial risk, insurance often comes to mind first. And while coverage plays an important role, it’s only part of the picture. Long-term risk planning involves…
Read MoreAre You Missing Key Areas in a Financial Plan? Here’s How to Find OutÂ
When it comes to financial planning, certain areas tend to attract more attention than others. Investments often take center stage, while other parts of a plan (like tax strategy, income…
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