Posts by Marissa Barnhill
Retirement Planning Risks That Can Change After You Stop Working
For decades, your financial life has had a built-in shock absorber: a paycheck. Markets could fall, expenses could rise, and tax rules could change, but income from work continued arriving…
Read MoreWhy Retirement Income Planning Is About More Than Monthly Cash Flow
During your working years, a paycheck has a fairly simple job: cover your expenses while you save for the future. In retirement, your income has to work differently. Retirement income…
Read More5 Retirement Income Decisions That Can Shape Your Retirement
For most of your working life, retirement planning has a clear direction: save and invest for the future. Then retirement arrives, and the question changes from “How much have I…
Read MoreHow to Turn Retirement Savings into Income
For decades, retirement planning has probably focused on one goal: building your savings. But as retirement approaches, the question changes from “How much do I need?” to “How do I…
Read MoreHow to Start Family Wealth Transfer Conversations Without Creating Conflict
Many families spend years building wealth, organizing their finances, and creating estate plans, yet never have the wealth transfer conversations that help those plans succeed. The documents may be in…
Read More5 Wealth Transfer Mistakes That Can Create Family Conflict
Most families don’t argue because of the amount they’re inheriting. They argue because expectations were never discussed, decisions were never explained, or estate plans no longer reflected the family’s reality. …
Read MoreWhy Wealth Transfer Is About More Than Money: Building a Legacy Your Family Can Carry Forward
Many people spend decades building wealth yet give surprisingly little thought to what happens after it changes hands. It’s easy to believe that once a trust is signed and an…
Read MoreEstate Planning for Families: The Missing Piece Most People Overlook
Many people feel they’ve finished their estate plan once the trust is signed, and beneficiaries are updated. It’s an important milestone, but it may not be the end of the…
Read MoreHow Severance Pay Can Change Your Tax Bracket After a Layoff
Receiving a severance package can provide welcome financial breathing room after a layoff. But while most people focus on the amount they’ll receive, far fewer consider how severance package taxes may affect what they ultimately keep. Depending…
Read MoreRetirement Lifestyle Planning: How to Define Your Next Chapter Before You Retire
Many people know the number they’re trying to reach before retirement. Far fewer know what they’re actually retiring to. For decades, retirement planning has been measured by financial milestones. But once work becomes optional, a different…
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