Investing
The Value of a Financial Professional
Recent research from Northwestern Mutual in its 2021 Planning and Progress Study found that just 38% of survey respondents were working with a financial advisor, though up from 29% pre-pandemic. With the emergence—and prevalence—of robo-advisors, where investing can be done with the click of a button on an app, the common question is, are financial/investment…
Read MoreBull vs. Bear Markets: What’s the Difference?
In 2021, the U.S. stock market experienced record years, despite the COVID-19 pandemic persisting. The S&P 500 had more than 70 all-time highs—second only to its performance in 1995—and gained 26.9% by years’ end. Similarly, the Dow Jones Industrial Average and Nasdaq had a great year, gaining 18.7% and 21.4%, respectively. Most economists agree that…
Read MoreValue vs. Growth Stocks: Which Category Is Better for Your Portfolio?
The common question—and debate—among stock market investors: Is growth investing or value investing better for your portfolio? Whether growth or value outperforms depends solely on the time period evaluated—historically, shorter time periods tend to favor growth in recent years while longer time periods tend to favor value stocks. According to Forbes, value investing has returned…
Read MoreDiversification: What It Is and Why It Matters to Your Portfolio—and Financial Future
The stock market and investing, in general, can come with high highs and stomach-churning lows. Knowing where to invest your money and how much to invest is a complicated interplay of many factors—investing most or all of your money in one security or stock means you’re fully exposed to the risks associated with that company.…
Read MoreHow Retirees and Pre-Retirees Can Hedge Against Inflation
Today’s dollar buys far less than it did 10, 20, and 30 years ago—much like today’s dollar will not have the same purchasing power in 10, 20, and 30 years in the future, meaning that as time goes on, your money will not stretch as far as it did when you entered retirement. Inflation basically…
Read MoreInflation: What It Is and Why You Should Care
Have you ever heard your grandparent say, “I remember when a gallon of milk cost 30 cents!”? Shoot, you may even have examples from your lifetime! I remember when a gallon of gas was a little over a dollar—and I’m a millennial. There’s one big reason for these stories of “better times” when things cost…
Read More5 Things You Need to Know About Annuities (Video)
5 Things You Need to Know About Annuities An annuity is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or in the future. David Hollander has the five things you need to know about annuities. Watch…
Read MoreThinking of Selling Your Investment Property? Consider a 1031 Exchange
Summertime in Real Estate Means It’s ‘Sizzling’ Peak Season Given both the hot housing market and low mortgage rates, there has been tremendous demand for buyers looking for homes. Over the years, many of our clients have purchased real estate intending to generate passive income. What we often see is that their property has appreciated…
Read MoreIntroduction to Sustainable Investing
Is investing in funds or stocks in alignment with your principles and beliefs important to you? If so, understanding what sustainable investing is and how you can make it work for you is the first step to making the move to more sustainable and socially responsible options. Sustainable investing is on the rise, but what…
Read MoreIntroduction to Investing for Retirement: Types of Asset Classes and Retirement Plans
There is no one formula for building a successful retirement plan—there are seemingly endless options and plans for you to invest in and take advantage of, with more being added all the time. The financial services industry is dynamic, ever changing and evolving as the economy progresses and technology advances. Understanding the different types of…
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