Today’s dollar buys far less than it did 10, 20, and 30 years ago—much like today’s dollar will not have the same purchasing power in 10, 20, and 30 years in the future, meaning that as time goes on, your money will not stretch as far as it did when you when you entered retirement.…

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Have you ever heard your grandparent say, “I remember when a gallon of milk cost 30 cents!”? Shoot, you may even have examples from your lifetime! I remember when a gallon of gas was a little over a dollar—and I’m a millennial. There’s one big reason for these stories of “better times” when things cost…

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Summertime in Real Estate Means It’s ‘Sizzling’ Peak Season Given both the hot housing market and low mortgage rates, there has been tremendous demand for buyers looking for homes. Over the years, many of our clients have purchased real estate intending to generate passive income. What we often see is that their property has appreciated…

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Is investing in funds or stocks in alignment with your principles and beliefs important to you? If so, understanding what sustainable investing is and how you can make it work for you is the first step to making the move to more sustainable and socially responsible options. Sustainable investing is on the rise, but what…

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When you hear the word “risk” in association with your money and investing, what do you feel? Are you excited about the opportunity for high returns or feel a thrill of investing? Or do you worry that you’ll lose a portion of your nest egg—or everything? Do you think risk is naturally par for the…

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We’ve all heard the old adage, “Money doesn’t grow on trees.” It was likely said to you often, possibly when you asked for a new pair of sneakers or when your weekly allowance was handed over—if you got one. But beyond that, how thorough was your financial education when you were growing up? At what…

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What Is Blockchain Technology? Blockchain is a digital ledger on which cryptocurrency transactions are distributed across a network of computers using information encrypted by cryptography. Blockchain is open-source distributed ledger technology (DLT) that decentralizes financial transactions. Transactions can be for either tangible (house, car, goods, etc.) or intangible (intellectual property – e.g., copyrights, patents, etc.).…

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What Is Cryptocurrency? We’ve all heard of bitcoin, but what IS it? Bitcoin is the most well-known and highest-valued—and first—cryptocurrency. Cryptocurrency is decentralized digital currency that can be used to purchase goods and services or be traded or sold for a profit (or loss). A digital currency only exists electronically, meaning there is no physical…

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Joe Biden and Kamala Harris winning the 2020 election could have both a direct and indirect effect on your finances. One of the direct financial changes that may take effect following Joe Biden’s presidency are changes to the tax code. Biden’s tax plan is to raise taxes on those with higher income.     Listed…

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