Retirement
The 4% Withdrawal Rule in Retirement: Is It a Bad Idea?
Last updated: 02/28/2024 One of retirees’ greatest fears is running out of money.1,2 Some of the key questions as you prepare for retirement are, how much money will I need…
Read MoreRequired Minimum Distribution: What It Is and How to Calculate It
Last updated: 02/28/2024 Required minimum distributions are important to your overall income strategy in retirement, but the rules can be complex, especially if you have multiple retirement accounts. Read on…
Read MoreDiversification: What It Is and Why It Matters to Your Portfolio—and Financial Future
Last updated: 02/28/2024 The stock market and investing, in general, can come with high highs and stomach-churning lows. Knowing where to invest your money and how much to invest is…
Read MoreHow to Avoid Emotional Investing
Last Updated: February 14, 2024 Money is personal—there’s no denying that. You’ve worked hard for it, and it touches nearly every aspect of your life. In the same vein, emotions…
Read MoreWhat Are Advance Healthcare Directives and Why Do I Need Them?
Last Updated: February 14, 2024 Preparing for end-of-life care and decisions is uncomfortable and can feel morbid. Still, preparation can ultimately be a comfort to you and your family if…
Read MoreHow Retirees and Pre-Retirees Can Hedge Against Inflation
Last Updated: February 14, 2024 Today’s dollar buys far less than it did 10, 20, and 30 years ago—much like today’s dollar will not have the same purchasing power in…
Read MoreInflation: What It Is and Why You Should Care
Last Updated: February 14, 2024 Have you ever heard your grandparent say, “I remember when a gallon of milk cost 30 cents!”? Shoot, you may even have examples from your…
Read MoreThinking of Selling Your Investment Property? Consider a 1031 Exchange
Last Updated: February 14, 2024 Summertime in Real Estate Means It’s ‘Sizzling’ Peak Season Given both the hot housing market and low mortgage rates, there has been tremendous demand for…
Read MoreWhat Is a Variable Annuity?
Last Updated: February 14, 2024 Variable annuities can help you meet your long-term financial goals and provide a guaranteed income stream in retirement, but they are not without their drawbacks…
Read MoreWhat Is a Fixed Annuity?
Last Updated: February 14, 2024 The predictability and stability of a fixed annuity have made it a popular choice for some saving for retirement. Annuities offer a guaranteed income stream…
Read More