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The Hidden Costs of Aging in Place—and How to Fund Them

By Jennifer Rualo | March 7, 2025

Aging in place has become an appealing option for many who wish to remain in their homes as they grow older. It offers the comfort and independence of familiar surroundings, but this choice comes with certain financial considerations that may not be immediately apparent. From home modifications to long-term healthcare…

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family happy due to age-in-place plan

How an Age-in-Place Plan Eases Family Stress

By Ponce Garcia | February 28, 2025

As families navigate the complexities of aging, the concept of aging in place—remaining in one’s own home as one grows older—has gained significant attention. An effective age-in-place not only benefits seniors but also plays a crucial role in helping to reduce stress for their families. Understanding the Impact of Caregiving on…

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Life Insurance and Long-Term Care: A Winning Combination for Aging Gracefully

By Jennifer Rualo | February 21, 2025

Planning for the later stages of life involves more than just saving for retirement. As healthcare costs rise and life expectancy increases, preparing for long-term care needs has become a crucial part of financial management. Many individuals consider life insurance and long-term care (LTC) insurance separately, but combining these strategies…

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Staying socially and financially independent after retirement

How to Stay Socially and Financially Independent After Retirement

By Ponce Garcia | February 14, 2025

How do you maintain financial confidence and fulfill social life in retirement when costs are rising, and communities are changing? Many retirees and pre-retirees face this challenge, wondering if they have enough savings while maintaining an active and engaging lifestyle.  According to the National Institute on Retirement Security, 79% of Americans believe the nation is facing a retirement savings…

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How to Plan for In-Home Care: Costs and Funding Strategies

By Ponce Garcia | February 7, 2025

As the cost of eldercare at home continues to rise, more families are turning to in-home care to provide quality support while preserving the comfort and independence of home. However, balancing the emotional, financial, and logistical aspects of caregiving can be challenging. Creating an age-in-place plan offers a structured approach…

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Family Support or Facility Care? Exploring Your Options

By Jennifer Rualo | January 31, 2025

Long-term care is a topic that often requires thoughtful consideration, especially as you approach retirement or plan for aging. Whether the focus is on maintaining care at home with family support, transitioning to a professional facility, or exploring strategies like aging in place, each option presents a chance to create…

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What Is an Age-in-Place Plan, and Why Do You Need One? 

By Marissa Barnhill | January 17, 2025

As we age, the concept of “home” often becomes even more significant, representing comfort, familiarity, and independence. For many older adults, the idea of leaving this meaningful space for a retirement home or assisted living facility may not feel like the right fit. Instead, a growing number are choosing to…

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Building Financial Habits That Stick: Long-Term Wealth Strategies for 2025 

By Marissa Barnhill | January 10, 2025

As we move into 2025, forming strong financial habits can play an important role in staying on track with your goals. In a constantly changing financial environment, small, consistent actions—like automating savings, managing spending, and reducing debt—can help you feel more in control and better prepared for the future.  Developing…

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